TrustedID Review
February 18, 2010
TrustedID is the only fraud protection company with a service that rivals LifeLock. Their identity theft protection service offers complete protection from identity fraud and they too back their service with a $1 million guarantee and experts to help restore your good name in the event you do become a victim.
TrustedID is a great identity theft insurance plan for families. It’s the only service that offers a family plan covering everyone living in the same household. So those who take care of an elderly parent or have a large family will receive significant discounts.
Trusted ID’s suite of products for consumers is entitled IDFreeze, which contains several products that provide a comprehensive protection plan to prevent thieves from damaging your credit, stealing your identity and creating havoc with your life. Here are the details.
The first line of defense in TrustedID’s identity protection arsenal is there Identity Threat Score. TrustedID gives you an easy-to-understand way to gauge your risk of identity theft by assigning a score between 0 and 500 with 0 meaning you are not at risk. They calculate this score by using advanced technology, previously only available to large financial institutions, to search millions of public and private database records and then analyze the information (including personal, financial, credit, and more) for patterns that could indicate if you are – or are about to become – a victim of identity theft. These scan are routinely done and are the leading fraud detection tool.
TrustedID will also send you a free copy of your credit report from each of the three bureaus on a yearly basis, without you even having to request them. Trusted ID also monitors your credit card and bank account numbers in addition to your Social Security number, so you will get an email if any unusual activity is detected, as soon as it occurs, to help thwart any attempts to compromise your identity or credit. For example, when TrustedID finds your information online in a place where it shouldn’t be. There are many black market internet sites run by criminal organizations that routinely sell our private information and Trusted ID monitors them daily.
Fewer eyes should be passing across your credit file once you sign up for TrustedID. The company will remove your name and information from solicitors’ lists so third parties will not have access to your private credit information for marketing purposes thus cutting your junkmail and stopping those pre-approved credit card offers that thieves love to steal.
TrustedID offers a warranty of up to a million dollars if identity theft does occur while you’re a member. This money can be used to cover expenses you incur in recovering your good name, such as application fees for new credit, legal fees, and any missed work due to problems with your employment qualifications, etc. You will also gain access to company-provided services to help you restore your identity as quickly and efficiently as possible. It is great to know that if your identity was compromised you would have trained professionals on your side.
TrustedID has a 24-hour customer service line staffed by experts in the field. The company can be contacted anytime by toll-free phone number, 1-800-229-9933, for any questions and concerns about protecting your identity in general or regarding its specific products and services.
Another thing that makes TrustedID stand out is the fact that it allows you the ability to “freeze” your credit at your discretion at all three bureaus. With the CreditLock service, you can place a “lock” on your credit files, denying both companies and individuals access to it. This means that even if you want to open a new account that you will have to contact TrustedID and “unlock” your credit files so a legitimate credit check can be done, such as when you are applying for a loan. This is a much easier task than contacting all three bureaus though it still takes a day or two to make your credit report available to creditors. There is an extra fee that varies by state for this additional service but it is great to know that if you are under attack you could simply call Trusted ID and take this extra precautionary step.
Trusted ID has two different billing arrangements: a monthly plan, starting with as little as three months, or a yearly plan. If you choose to be billed monthly, you will be charged $8.50 per month for individual protection or $16.99 per month for family coverage with our TrustedID discount. Thats a 15% savings off their regular price and to top it all off you will get your first 30 days free.
If you instead go with the yearly plan, you will get even more savings. The charges are reduced to $7.01 per month ($84.15 per year) for an individual and $13.46 per month ($161.49 per year) for a family.
These are the best prices available and include all of the services mentioned under IDFreeze except for CreditLock which you can employ if need be, though that is very unlikely to be needed with the protection you are already offered with this company. In fact PC Magazine rated TrustedID number one for identity theft protection. They have also been recognized by the Identity Theft Resource Center a very well respected non-profit organization.
Visit TrustedID.com today via one of the links on this site to save 15% and get your first 30 days free. This is the best IDFreeze promotional code available anywhere.
Over nine million people have their identities stolen every year, according to a study by the Better Business Bureau and Javelin Strategy & Research. Do not let this grave inconvenience and potential financial hardship happen to your family. Protect yourself, and your household members, today.
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