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LifeLock Review

April 15, 2011

LifeLock offers a comprehensive package of services for identity theft protection. Unlike other companies who assist you in restoring your identity, leaving you to do the majority of the work, LifeLocks complete restoration program ensures that they do most of the work and you only have to assist them. Of course, with LifeLock the chances of becoming a victim are slim to none.

LifeLock Identity Theft Protection

Lifelock will monitor your credit and identity with its Identity Alert System™ by scanning 100’s of databases for potential identity theft situations. Their system detects when someone uses your personal information to apply for credit, credit cards, loans and utilities and more. By monitoring millions of data records, LifeLock keeps a complete eye on your personal information and notifies you by email, regular mail and/or phone of any threatening activity.

With its eRecon monitoring service, LifeLock tracks the online databases well-known for their use by identity thieves to insure that your information is not present. Information placed on one of these sites is oftentimes being sold, traded or distributed illegally for fraudulent purposes.

With TrueAddress, LifeLock does a comprehensive search to make sure that no one changes your address without your knowledge. You will be notified of any address changes that are made as soon as they happen. This is an important service since a typical practice of identity thieves is to change the address on your accounts and then collect your statements without you knowing about it. Smart thieves only do this for a few days so you remain unaware.

LIfeLock also offers identity theft protection for kids under age 16. Youth protection is available in conjunction with the purchase of an adult membership at a considerably lower price. (Only one adult membership per household is required. Then you can purchase plans for as many children as necessary).

LifeLock Command Center

In January 2010, LifeLock added a ton of services that not only enhance their credit protection system but also protects their members from other types of identity theft. The new LifeLock Command Center service has a slightly higher price tag, $148.50 with our discount, and includes all the features of LifeLocks original service but adds the following:

Court Records Alerts and Reports

Lists court records that match your name and date of birth from county courts, Departments of Corrections (DOC), offices of Administration of Courts (AOC) and other legal agencies to help you verify that criminals aren’t using your name to commit crimes.

Alias Records Alerts and Reports

Lists alternate names associated with other pieces of your identity (Social Security number, driver’s license, etc.) found in public records.

Public Records Alerts and Reports

Lists postal addresses associated with your identity found in public records.

LifeLock Personal Breach Detection™ Services

Actively monitors unregulated internet and file-sharing networks for your identity information. If we find you are at risk, we’ll alert you by e-mail and help protect you against accidental personal information disclosures.

Payday Loan Alerts and Reports

Notifies you of any payday loan activity with your name, date of birth and Social Security number

Sex Offender Registry Alerts and Reports

Lists registered sex offender records for your zip code. It will also alert you if a sex offender is fraudulently using your address.

Identity Theft Restoration

The LifeLock organization stands behind its product with a Total Service Guarantee. This is what gave LifeLock CEO Todd Davis the confidence to advertise his Social Security number. If, when you are subscribed to the service, your identity is compromised, Life Lock will spend up to $1 million to work with you to recover any damages this identity theft has caused. These funds can be used for a good number of expenses, such as legal fees, private investigators, case managers and anything else that is needed to recoup your financial loss and restore your identity to its pre-theft status.

Its experts will also share with you their wide-ranging knowledge on how to proceed with the investigation so that you will know exactly what steps they are taking as well as what steps you should take to minimize your inconvenience and time commitment. LifeLocks service in this area sets it apart from other identity theft services who act more as advisors to you, leaving you with more tasks to do then you would with LifeLock behind you.

Additional Conveniences

With its Mailbox Relief service, LifeLock will contact the three credit bureaus and have your name and other personal information removed from their marketing lists. You will see a huge reduction in your junkmail and eventually an end to the pre-approved credit card offers that identity thieves love to steal.

If you lose your purse or wallet, take advantage of LifeLock’s WalletLock. The company will help you get your credit cards and identification canceled and then replaced. This will reduce you frustration and save your valuable time. Life Lock will also connect you to the proper authorities if you were a victim of theft.

LifeLock has customer service available 24/7. Just call them at 1-800-LifeLoc. All their employees including the call center is American based in Tempe, Arizona. If you wish to enroll by phone and receive your first 30 days free and a 10% discount for each year you remain a member simply tell them you want to use promotion code Best Price. That will guarantee you the best price offered to consumers for LifeLock.

LifeLock Promotion

Visit lifelock.com today via one of the links on this site or type www.lifelock.com into your browser and use the promotion code “Best Price” (without the quotes) when you register to save 10% and get your first 30 days free. You’ll enjoy a full year of service, including the Total Service Guarantee, for just $99 a year for LifeLock Basic or $148.50 for LifeLock Command Center and best of all you will continue to receive this rate every year. This is the best LifeLock Promotion code available for consumers. The rate for a child’s membership is just $22.50 per year. These discounted rates are good for the life of your membership.

Identity theft protection has never been more important, both for you and for your children. There are 8 to 10 million American identity theft victims each year. The Russian Mafia was found to have stolen 500,000 bank and credit card numbers over the last two years and the online virus they use has not been stopped. In what experts are calling a very sophisticated ring, bank and credit card details from in store purchases all over Europe were stolen. They had planted a small wireless device in the credit and debit card readers, made in China, that captured numbers, passwords names and addresses and transmitted them to a server in Afghanistan.

The threat of identity theft is very real costing our economy $50 Billion a year already and devastating the lives of far too many Americans. The time to protect yourself with LifeLock is right now, before you need the protection of the guarantee, before some low life criminal or organized criminal ring targets you and your hard earned money or your childs future credit opportunities. Click here now to get started with LifeLock. You will automatically receive the discount.

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