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Identity Truth Review

October 28, 2008

Identity Truth offers great database monitoring and they keep a very close eye on your credit report. Instead of simply monitoring your credit, Identity Truth tracks your information and produces an Identity Health Score, which can give you a good idea of your likelihood of having your identity stolen. Then you can follow specific steps set out by Identity Truth in order to protect yourself. Their hook is to be proactive, not reactive.

Unlike some of the other companies, IdentityTruth does not just watch for changes in your credit activity. The company looks for out of the ordinary activity related to any of your personal information, including your Social Security number, address and phone number. Identity Truth will check the Web, with special attention to channels often used by identity thieves, to make sure your personal information is not being shared of sold.

Identity Truth will send you an email if it finds any suspect or fraudulent activity related to your personal information. This is meant to work to prevent identity theft by stopping it at its earliest stages. To this end, you are not only notified of definite fraud but of any would-be fraud that is discovered by tracking suspicious activity, and the company will let you know when any personal information is leaked from an organization that you do business with, even if it doesn’t make the local or national news.

If you tell Identity Truth that you have concerns regarding the state of your personal credit information, the company will show you how to have each of the three credit bureaus add a fraud alert to your credit file. With this alert in place, any company that gets a request to open a new account with your information will have to contact you or otherwise verify that it is really you who asked that the account be set up.

Identity Truth will also put a stop to all those credit card offers you get in the mail. The company will let the credit bureaus know that you don’t wish to have your information distributed on their marketing lists, and those pre-approved credit cards will quickly dry up. This will also help stop identity thieves since fewer individuals will be scanning and distributing your file.

The company offers a couple of important points that let you know that it stands by its service. The first is that it will work with you if you become the victim of identity theft while using the service – and even potentially if you are not yet using the service. Identity Truth will serve as the connection between you and the credit bureaus to fix your credit reports and accounts as quickly and easily as possible.

Additionally, the service includes insurance of up to two million dollars for any costs you incur while restoring your identity, including direct charges, such as fees from financial institutions, and more indirect expenses like wages lost due to time needed for court dates, etc. This insurance is backed by AIG Companies.

The company has a team of experts who can help you with any problems you may have in restoring your identity and is ready to answer questions about the service.

One of the special services that this company offers is called On Demand service. When you purchase this service, Identity Truth will analyze your Identity Health Score, search for and inform you of any fraudulent activity or potential fraudulent activity on your accounts or in regards to you personal information, let you know of any companies you do business with that have had their data compromised, notify you of any atypical activity on your credit accounts, and most importantly, give you advice on how to protect yourself before identity theft happens to you. This product has a one-time cost with no commitments and is a good way to try out the things that Identity Truth offers.

The complete Identity Truth monitoring service, known as the premium service, can be purchased in a three different packages. IdentityTruth offers a free month trial period then charges just $9.99 a month, or you can save some money by signing up for the entire year at $99.99 or three years at $229.99.

You can register for Identity Truth service right now by clicking here. Best to protect your information now before you need to than to have your credit and your life upended and have to contact Identity Truth then to help you pick up the pieces.

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