Credit Monitoring Services

Looking for the Best Credit Monitoring Service?

You have come to the right place

Credit monitoring is an effective tool to protect you from the devastating crime of identity theft. We have only included the leading credit protection companies for your comparison and believe strongly that LifeLock Ultimate Plus™, IdentityForce and IDENTITY GUARD® are the best credit monitoring service and identity theft protection. This is why they are rated excellent.

Credit Monitoring Companies LifeLock Logo IdentityForce Logo Identity Guard
3 Bureau Credit Monitoring Yes Yes Yes
3 Bureau Credit Scores Yes Yes Yes
Free Credit Reports (3 Bureau) Yes Yes Yes
Fraud Detection† Yes Yes Yes
Monitors Databases† Yes Yes Yes
Bank Account Alerts† Yes Yes  
Identity Insurance or Guarantee $1,000,000
Service Guarantee‡
$1,000,000 Insurance $1,000,000 Insurance
Lost wages Covered $200/day Max $6000 $1000/week Max $5000 $1000/week Max $4000
Professional Recovery Assistance Yes Yes Yes
Monitors Internet Black Market Yes Yes Yes
Credit Card Monitoring Yes Yes Yes
Name and Alias Monitoring Yes Yes Yes
Professional Reviews LifeLock Ultimate Plus IdentityForce Identity Guard
Protect Your Identity Now
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LifeLock Ultimate Plus $296.90/yr IdentityForce UltraSecure + Credit
Identity Guard $16.99/m 30 Days Free


The services above provide comprehensive credit monitoring services and identity theft protection. These are the flagship services from the best companies. If your looking to protect your identity and your credit then look no further as these are the best of the best.

NOTE: Services listed above have additional benefits and features not listed in comparison chart… please see the individual company’s review for full details of all protection measures.

No one can prevent all identity theft.
† No one monitors all transactions at all businesses.

‡ Stolen Funds Reimbursement benefits and Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy underwritten by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Stolen Funds Reimbursement, LifeLock will reimburse stolen funds up to $25,000 for Standard membership, up to $100,000 for Advantage membership and up to $1 Million for Ultimate Plus membership. Under the Service Guarantee LifeLock will spend up to $1 Million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at .