Credit Monitoring Services
Credit monitoring is an effective tool to protect you from the devastating crime of identity theft. We have included only the best credit monitoring services for your comparison. Services such as Free Credit Report, Credit Check Total and True Credit have not been included even though they monitor all 3 bureaus. This is due to their offer being more expensive than Chase Identity Protection and/or providing less insurance. In addition, FreeCreditReport.com only offers Experian credit reports and scores and a 7 day free trial unlike Chase and Identity Guard who offer 3 bureau credit reports and scores and a 30 day free trial. In our opinion they are not one of the best credit monitoring companies. Equifax Credit Watch Gold was included as they provide your Equifax FICO score which may be of great benefit for those looking to monitor the credit score used by most creditors.
| Credit Monitoring Companies | ![]() |
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|---|---|---|---|---|
| 3 Bureau Credit Monitoring | Yes | Yes | Yes | Yes |
| Free Credit Reports (3 Bureaus) | Yes – Yearly Unlimited Equifax Reports |
Yes – Monthly | Yes – Quarterly | |
| 3 Bureau Credit Scores | Equifax FICO Score only | Yes – Monthly | Yes – Quarterly | |
| Identity Insurance | $10,000 Consumer Info |
$25,000 Travelers |
$100,000 Travelers |
$1,000,000 AIG |
| Lost wages Covered | Yes | Yes | Yes | yes |
| Professional Recovery Assistance | Yes | Yes | Yes | Yes |
| Monitors Internet Black Market | Yes | |||
| Monitors Databases | Yes | |||
| Zone Alarm Internet Security Suite Included | Yes – $50 Value | |||
| Lost Wallet Protection | Yes | |||
| Overall Rating | Good | Very Good | Very Good | Excellent |
| Professional Reviews | Triple Alert | Equifax Credit Monitoring | Chase Identity Protection | Identity Guard |
| Protect Your Identity Now | Triple Alert only $4.95/m | Equifax $14.95/m 30 Days Free | Chase $11.99/m 30 Days Free |
Identity Guard $17.99/m 30 Days Free |
Credit Protection


