Nine Basic Services
People who sign up for the basic Guard Dog Id Plan receive the following services:

*Insurance – Up to $1 million in insurance, with no deductible, can be used if a person under the coverage of the plan loses wages, incurs covered expenses or has funds transferred illegally as a result of identity theft. This insurance is offered by Personal Identity Coverage. Each victim will also receive a written guide and have the assistance of trained customer service specialists.

*Identity Restoration – Another service for people who are victimized while under the coverage of the plan, this one takes a lot of the hard work out of restoring an identity. Guard Dog ID representatives will consult with the victim about exactly what happened and what information was compromised and then contact the proper parties, including the credit bureaus, creditors, financial institutions and law enforcement to sort out the situation.

*Net Deflect –The service checks for each covered member’s personal information on illegal websites, bulletin boards and chat rooms where identity thieves routinely sell our personally identifiable information. If any information is found, it generates a report of what was found and where it was discovered.

*WalletGuard – If a covered member loses his or her wallet, this service will provide a free consultation on what needs to be done to prevent the person from being victimized by an identity thief. A representative can cancel credit cards, place fraud alerts and increase credit monitoring as needed.

*Court Records – Since sometimes identity thieves will use others’ identities when they commit crimes, this service will check for criminal actions which are recorded using each members’ name or other identifying information. Reports are generated monthly.

*Names & Aliases – Because thieves sometimes use some of a person’s personal information but not all of it, this service provides a search to see if a person’s Social Security number or drivers license number is associated with a name or address that is not correct. This can help a victim discover if someone is using his or her information under an alias.

*PervertAlert – Since convicted sex offenders sometimes commit crimes using stolen identities, Guard Dog Id provides this service to let people know of sex offenders in their local area and helps to track whether or not they are using members’ information.

*SSIndicator – To insure that others aren’t using members’ Social Security numbers, this service tracks them to see if the address associated with them changes. Each month members will be notified if the system sees what it thinks may be an unauthorized address change.

*SureAddress – It’s not too uncommon for thieves to change the address of one of his or her victims using the U.S. Post Office. This service lets members know of any move requests submitted using their addresses. They will also be notified of what information was included on such a request.

Guard Dog ID Premium and Superior Plans
People who want even greater peace of mind can sign up for a more extensive plan. Both the Premium and Superior Plans provide the following:

*Credit Reports and Scores – Each member can check his or her credit report securely over the Internet. Premium members will get a report from Experian only, and Superior members will get a report from all three bureaus. Members can order reports whenever they like.

*Credit Monitoring – This service allows members to see new activity on their credit reports as soon as it occurs. They will be notified by email so they can see exactly what activity is occurring. Like with reports and scores, Premium members will get Experian monitoring only and Superior members receive daily 3 bureau credit monitoring.

*PayDay Loan – Members will be notified if anyone tries to take out a payday loan using their information.

Customer Service
Customer support is available by calling 1-866-422-7058. You can also submit an online inquiry through the service’s website. Guard Dog’s staff is American based in Florida.

Pricing
Guard Dog ID allows both monthly enrollment and annual enrollment, with annual en-rollers receiving a 10% discount. We have negotiated a 20% discount valid on renewals for both annual and monthly which can be had by entering promotion code CREDIT. Before the discount with the Advanced plan, which provides all of the default services, you’ll be charged a normal rate of $9.95 per month. The Premium plan is $14.95 per month and the Superior plan is $19.95 per month. You also have the option to add a spouse to your plan at a reduced rate.

Click here for identity theft protection from Guard Dog. and remember to enter Guard Dog ID promotion code CREDIT to receive your 20% discount.

Fraud Detection
Lifelock promotes this service as being different because the company has access to databases where it can search for your personal information that you could not search on your own. It provides monitoring of your information 24 hours a day, and you’ll be notified of threats immediately if the service finds them in public records that criminal use or would have the opportunity to use. The search is quite comprehensive and can find both public and private information.

Alerts and Reports at the Ready
You can see any reports generated regarding your personal information on any day at any time through a secure online panel. To ensure that others can’t access this information, you’ll be subject to security questioning to make sure you really are you.

Here are the details from LifeLock.com:

LifeLock Personal Breach Detection™ Services

Actively monitors unregulated internet and file-sharing networks for your identity information. If we find you are at risk, we’ll alert you by e-mail and help protect you against accidental personal information disclosures.

Court Records Alerts and Reports

Lists court records that match your name and date of birth from county courts, Departments of Corrections (DOC), offices of Administration of Courts (AOC) and other legal agencies to help you verify that criminals aren’t using your name to commit crimes.

Public Records Alerts and Reports

Lists postal addresses associated with your identity found in public records.

Payday Loan Alerts and Reports

Notifies you of any payday loan activity with your name, date of birth and Social Security number.

Alias Records Alerts and Reports

Lists alternate names associated with other pieces of your identity (Social Security number, driver’s license, etc.) found in public records.

Sex Offender Registry Alerts and Reports

Lists registered sex offender records for your zip code. It will also alert you if a sex offender is fraudulently using your address.

Pricing
Lifelock Command Center Service, which also contains all of the benefits of the traditional Lifelock Service, see our LifeLock Review, costs either $13.50 per month or $148.50 per year with our 10% dicount which will be applied automatically when you click here to go to LifeLock.com.

Alternatively, you can enter LifeLock promotion code “BestPrice” (without the quotes) on their form and the price will be updated when you hit apply or you can simply enroll by calling 1-800-LifeLock (1-800-543-3562) and mentioning promo code Best Price. That way you can ask them any further questions if you have any. Their customer service is 24/7 with American staff that are great. A rare thing in todays world.

LifeLock Identity Theft Protection

Lifelock will monitor your credit and identity with its Identity Alert System™ by scanning 100’s of databases for potential identity theft situations. Their system detects when someone uses your personal information to apply for credit, credit cards, loans and utilities and more. By monitoring millions of data records, LifeLock keeps a complete eye on your personal information and notifies you by email, regular mail and/or phone of any threatening activity.

With its eRecon monitoring service, LifeLock tracks the online databases well-known for their use by identity thieves to insure that your information is not present. Information placed on one of these sites is oftentimes being sold, traded or distributed illegally for fraudulent purposes.

With TrueAddress, LifeLock does a comprehensive search to make sure that no one changes your address without your knowledge. You will be notified of any address changes that are made as soon as they happen. This is an important service since a typical practice of identity thieves is to change the address on your accounts and then collect your statements without you knowing about it. Smart thieves only do this for a few days so you remain unaware.

LIfeLock also offers identity theft protection for kids under age 16. Youth protection is available in conjunction with the purchase of an adult membership at a considerably lower price. (Only one adult membership per household is required. Then you can purchase plans for as many children as necessary).

LifeLock Command Center

In January 2010, LifeLock added a ton of services that not only enhance their credit protection system but also protects their members from other types of identity theft. The new LifeLock Command Center service has a slightly higher price tag, $148.50 with our discount, and includes all the features of LifeLocks original service but adds the following:

Court Records Alerts and Reports

Lists court records that match your name and date of birth from county courts, Departments of Corrections (DOC), offices of Administration of Courts (AOC) and other legal agencies to help you verify that criminals aren’t using your name to commit crimes.

Alias Records Alerts and Reports

Lists alternate names associated with other pieces of your identity (Social Security number, driver’s license, etc.) found in public records.

Public Records Alerts and Reports

Lists postal addresses associated with your identity found in public records.

LifeLock Personal Breach Detection™ Services

Actively monitors unregulated internet and file-sharing networks for your identity information. If we find you are at risk, we’ll alert you by e-mail and help protect you against accidental personal information disclosures.

Payday Loan Alerts and Reports

Notifies you of any payday loan activity with your name, date of birth and Social Security number

Sex Offender Registry Alerts and Reports

Lists registered sex offender records for your zip code. It will also alert you if a sex offender is fraudulently using your address.

Identity Theft Restoration

The LifeLock organization stands behind its product with a Total Service Guarantee. This is what gave LifeLock CEO Todd Davis the confidence to advertise his Social Security number. If, when you are subscribed to the service, your identity is compromised, Life Lock will spend up to $1 million to work with you to recover any damages this identity theft has caused. These funds can be used for a good number of expenses, such as legal fees, private investigators, case managers and anything else that is needed to recoup your financial loss and restore your identity to its pre-theft status.

Its experts will also share with you their wide-ranging knowledge on how to proceed with the investigation so that you will know exactly what steps they are taking as well as what steps you should take to minimize your inconvenience and time commitment. LifeLocks service in this area sets it apart from other identity theft services who act more as advisors to you, leaving you with more tasks to do then you would with LifeLock behind you.

Additional Conveniences

With its Mailbox Relief service, LifeLock will contact the three credit bureaus and have your name and other personal information removed from their marketing lists. You will see a huge reduction in your junkmail and eventually an end to the pre-approved credit card offers that identity thieves love to steal.

If you lose your purse or wallet, take advantage of LifeLock’s WalletLock. The company will help you get your credit cards and identification canceled and then replaced. This will reduce you frustration and save your valuable time. Life Lock will also connect you to the proper authorities if you were a victim of theft.

LifeLock has customer service available 24/7. Just call them at 1-800-LifeLoc. All their employees including the call center is American based in Tempe, Arizona. If you wish to enroll by phone and receive your first 30 days free and a 10% discount for each year you remain a member simply tell them you want to use promotion code Best Price. That will guarantee you the best price offered to consumers for LifeLock.

LifeLock Promotion

Visit lifelock.com today via one of the links on this site or type www.lifelock.com into your browser and use the promotion code “Best Price” (without the quotes) when you register to save 10% and get your first 30 days free. You’ll enjoy a full year of service, including the Total Service Guarantee, for just $99 a year for LifeLock Basic or $148.50 for LifeLock Command Center and best of all you will continue to receive this rate every year. This is the best LifeLock Promotion code available for consumers. The rate for a child’s membership is just $22.50 per year. These discounted rates are good for the life of your membership.

Identity theft protection has never been more important, both for you and for your children. There are 8 to 10 million American identity theft victims each year. The Russian Mafia was found to have stolen 500,000 bank and credit card numbers over the last two years and the online virus they use has not been stopped. In what experts are calling a very sophisticated ring, bank and credit card details from in store purchases all over Europe were stolen. They had planted a small wireless device in the credit and debit card readers, made in China, that captured numbers, passwords names and addresses and transmitted them to a server in Afghanistan.

The threat of identity theft is very real costing our economy $50 Billion a year already and devastating the lives of far too many Americans. The time to protect yourself with LifeLock is right now, before you need the protection of the guarantee, before some low life criminal or organized criminal ring targets you and your hard earned money or your childs future credit opportunities. Click here now to get started with LifeLock. You will automatically receive the discount.

Evaluating
The first step of the plan, which you can order on its own if you like, is to use idCHECK to determine how at risk you really are. To do so, you complete a questionnaire known as the Personal Risk Assessment. It has questions regarding your financial and online activities. Next, the service scans databases to look for instances where your Social Security number appears and checks them against your name and address. This results in your Identity Profile Report. Lastly, the service compares your report to the reports of others to determine your personal risk of becoming a victim and also gives you tips on how to reduce the likelihood of its occurrence. All of this takes less than 10 minutes.

Monitoring
Using your Identity Profile Report as a benchmark, ID Watchdog will then check the databases again, using a regular schedule, to ensure there are no unauthorized changes. If anything out of the ordinary is detected you will be notified as soon as possible. You can either note that the changes are made by you and authorized or mark them as unauthorized and turn to ID Watchdog for further assistance.

Detecting
Further assistance can include an ID SnapShot, which involves ID Watchdog searching databases for information regarding your identity and generating a report. It will check for your information on your credit reports, your driving record, your vehicle registration records, criminal and warrants records, sex offender registries and terror watch lists. It will also check for legal or financial issues that may have been created due to you being victimized by identity thieves. You’ll receive an itemized report and be able to have a phone consultation to discuss potential problems. You can purchase this service on its own if you wish by calling the customer service number.

Resolving
If you’ve been victimized by an identity thief, ID Watchdog can help you get your life back using a program it calls ID Rehab. Representatives can help you complete the steps needed to restore your identity by speaking with agencies that will need to make changes to your records so that you don’t have to. This service is free if the theft occurs while you’re enrolled in the ID Watchdog program. Otherwise, you can purchase it for an additional fee. This service is guaranteed. In fact, that’s what we love about ID Watchdog, they have the most straight forward guarantee in the industry. They will do whatever it takes to restore your identity, it’s their 100% resolution guarantee.

Pricing and our 50% Discount
Id Watchdog Plus, which is the signature package and contains all of the above services is regularly available for $19.35 per month, $179.95 per year or $466.95 for three years but we have negotiated the best deal anywhere and if you visit their site by clicking on the link below then the yearly option will be reduced by 50% making ID Watchdog one of the best deals in identity theft protection. If you wish to order idCHECK alone, the cost is $9.95. Just Click Here to get IDWatchdog on your side. To find out more you can also call their American customer service department at 1-800-750-7196.

How the Debix service works is that it uses a service called OnCall Credit Alerts. With this service, a special phone number is placed in your credit file at all three bureaus and if there are any changes to this file, Debix’s proprietary system calls you to let you know about that change. When they make the call, Debix will reroute it simultaneously to your cell phone, home phone and work phone. The call will begin with a recording of your voice, one you pre-record when you sign up, so that you’ll know the call is from a legitimate source. Then you will be asked to authorize the change by pressing 1 on your phone or you can press the star key if you suspect it to be fraudulent.

Pressing the star key is all you will have to do to be connected to a Debix OnCall Investigator. This licensed private investigator will further investigate the fraud. So not only will your credit be protected before any real damage is done, but you have a leg up on catching the thief before he attempts the crime on someone else or attempts to take advantage of your credit or finances again. It also gives you and the licensed investigator an opportunity to explore how your information got exposed so you can seal the leak.

In addition to this service, Debix offers a traditional identity theft insurance plan, featuring a $1,000,000 identity insurance policy provided by AIG. This protects anyone who is on the Debix plan that becomes victimized by identity thieves. This service provides you with access to experts in identity theft recovery 24 hours a day as well as an Identity Theft Recovery Kit. This kit is a package that you will receive in the mail that has everything you need to know to get your identity restored to its former glory as efficiently as possible, from contact information for the authorities to samples of letters to send to your credit card company. You are not left alone though, you can contact a Debix identity theft specialist to help you with any of your concerns.

The insurance product also provides relief from the expenses associated with being a victim of identity theft. Not just the money that was spent fraudulently, but the legal costs, lost wages, notary expenses, application fees, etc. Debix understands what a hassle the process can be, and how frustrating it can be so they are their for you every step of the way to ease your pain and reduce your anxiety.

Speaking of costs, as far as identity theft coverage goes, Debix is very inexpensive. For an individual plan, the cost is $9.95 a month.  This includes both the OnCall Credit Alerts and the identity theft insurance for that one low price. Debix also offers identity theft protection for children at the cost of $2.50 per month per child. Take advantage of this Debix promotion now.

Debix has great customer service and associates are available Monday through Friday, 9 a.m. to 5 p.m. and Saturday and Sunday from 10 a.m. to 4 p.m. The company is based in Texas and is well respected by privacy and identity theft experts even receiving an endorsement from the Identity Theft Resource Center, a non-profit organization.

In all seriousness, it is important to have a service like Debix in this day and age. Data breaches exposed the personal information of 100’s of millions of Americans in the last few years, meaning every day the odds are turning more towards the fact that your information will end up in the wrong hands. Ask the 10 million identity theft victims each year. In fact, identity theft has become the fastest growing crime in the United States.

Though you can’t always prevent identity thieves from accessing your personal information, with Debix you can at least stop them before they do anything to harm you financially and emotionally.

In summary, here are the main Debix advantages:
You receive actionable OnCall Credit Alerts immediately by phone.
Live Debix OnCall Investigators assist you if an attack occurs and help file cases with law enforcement.
Comprehensive identity restoration services and $1,000,000 in identity theft insurance coverage if necessary.

Protect yourself with Debix now.

Unlike some of the other companies, IdentityTruth does not just watch for changes in your credit activity. The company looks for out of the ordinary activity related to any of your personal information, including your Social Security number, address and phone number. Identity Truth will check the Web, with special attention to channels often used by identity thieves, to make sure your personal information is not being shared of sold.

Identity Truth will send you an email if it finds any suspect or fraudulent activity related to your personal information. This is meant to work to prevent identity theft by stopping it at its earliest stages. To this end, you are not only notified of definite fraud but of any would-be fraud that is discovered by tracking suspicious activity, and the company will let you know when any personal information is leaked from an organization that you do business with, even if it doesn’t make the local or national news.

If you tell Identity Truth that you have concerns regarding the state of your personal credit information, the company will show you how to have each of the three credit bureaus add a fraud alert to your credit file. With this alert in place, any company that gets a request to open a new account with your information will have to contact you or otherwise verify that it is really you who asked that the account be set up.

Identity Truth will also put a stop to all those credit card offers you get in the mail. The company will let the credit bureaus know that you don’t wish to have your information distributed on their marketing lists, and those pre-approved credit cards will quickly dry up. This will also help stop identity thieves since fewer individuals will be scanning and distributing your file.

The company offers a couple of important points that let you know that it stands by its service. The first is that it will work with you if you become the victim of identity theft while using the service – and even potentially if you are not yet using the service. Identity Truth will serve as the connection between you and the credit bureaus to fix your credit reports and accounts as quickly and easily as possible.

Additionally, the service includes insurance of up to two million dollars for any costs you incur while restoring your identity, including direct charges, such as fees from financial institutions, and more indirect expenses like wages lost due to time needed for court dates, etc. This insurance is backed by AIG Companies.

The company has a team of experts who can help you with any problems you may have in restoring your identity and is ready to answer questions about the service.

One of the special services that this company offers is called On Demand service. When you purchase this service, Identity Truth will analyze your Identity Health Score, search for and inform you of any fraudulent activity or potential fraudulent activity on your accounts or in regards to you personal information, let you know of any companies you do business with that have had their data compromised, notify you of any atypical activity on your credit accounts, and most importantly, give you advice on how to protect yourself before identity theft happens to you. This product has a one-time cost with no commitments and is a good way to try out the things that Identity Truth offers.

The complete Identity Truth monitoring service, known as the premium service, can be purchased in a three different packages. IdentityTruth offers a free month trial period then charges just $9.99 a month, or you can save some money by signing up for the entire year at $99.99 or three years at $229.99.

You can register for Identity Truth service right now by clicking here. Best to protect your information now before you need to than to have your credit and your life upended and have to contact Identity Truth then to help you pick up the pieces.