Identity Truth Review

Identity Truth offers great database monitoring and they keep a very close eye on your credit report. Instead of simply monitoring your credit, Identity Truth tracks your information and produces an Identity Health Score, which can give you a good idea of your likelihood of having your identity stolen. Then you can follow specific steps set out by Identity Truth in order to protect yourself. Their hook is to be proactive, not reactive.

Unlike some of the other companies, IdentityTruth does not just watch for changes in your credit activity. The company looks for out of the ordinary activity related to any of your personal information, including your Social Security number, address and phone number. Identity Truth will check the Web, with special attention to channels often used by identity thieves, to make sure your personal information is not being shared of sold.

Identity Truth will send you an email if it finds any suspect or fraudulent activity related to your personal information. This is meant to work to prevent identity theft by stopping it at its earliest stages. To this end, you are not only notified of definite fraud but of any would-be fraud that is discovered by tracking suspicious activity, and the company will let you know when any personal information is leaked from an organization that you do business with, even if it doesn’t make the local or national news.

If you tell Identity Truth that you have concerns regarding the state of your personal credit information, the company will show you how to have each of the three credit bureaus add a fraud alert to your credit file. With this alert in place, any company that gets a request to open a new account with your information will have to contact you or otherwise verify that it is really you who asked that the account be set up.

Identity Truth will also put a stop to all those credit card offers you get in the mail. The company will let the credit bureaus know that you don’t wish to have your information distributed on their marketing lists, and those pre-approved credit cards will quickly dry up. This will also help stop identity thieves since fewer individuals will be scanning and distributing your file.

The company offers a couple of important points that let you know that it stands by its service. The first is that it will work with you if you become the victim of identity theft while using the service – and even potentially if you are not yet using the service. Identity Truth will serve as the connection between you and the credit bureaus to fix your credit reports and accounts as quickly and easily as possible.

Additionally, the service includes insurance of up to two million dollars for any costs you incur while restoring your identity, including direct charges, such as fees from financial institutions, and more indirect expenses like wages lost due to time needed for court dates, etc. This insurance is backed by AIG Companies.

The company has a team of experts who can help you with any problems you may have in restoring your identity and is ready to answer questions about the service.

One of the special services that this company offers is called On Demand service. When you purchase this service, Identity Truth will analyze your Identity Health Score, search for and inform you of any fraudulent activity or potential fraudulent activity on your accounts or in regards to you personal information, let you know of any companies you do business with that have had their data compromised, notify you of any atypical activity on your credit accounts, and most importantly, give you advice on how to protect yourself before identity theft happens to you. This product has a one-time cost with no commitments and is a good way to try out the things that Identity Truth offers.

The complete Identity Truth monitoring service, known as the premium service, can be purchased in a three different packages. IdentityTruth offers a free month trial period then charges just $9.99 a month, or you can save some money by signing up for the entire year at $99.99 or three years at $229.99.

You can register for Identity Truth service right now by clicking here. Best to protect your information now before you need to than to have your credit and your life upended and have to contact Identity Truth then to help you pick up the pieces.

Lost Flash Drive Raises Concern for over 100,000 Virginia Students

Last month, a flash drive containing personal information, such as Social Security numbers and previous employment, was determined lost by an employee of the Virginia Department of Education. This flash drive has the potential to result in compromised financial futures if handled by an identity thief.

Information from students of an adult education course had data stored on this drive, some dating back to 2001. It is unknown if the flash drive’s data was encrypted, but it is highly likely as the agency’s policy is against transferring data without it being encrypted.

There has been disciplinary action taken against the employee responsible for its loss, and the Virginia Department of Education is doing their best to find, contact and supply the students who may have their data at risk with credit protection services. Those who do not receive a letter but are part of this breach are encouraged to call the Education Department at 877-347-5224.

Memorial Hospital Notifies 1700 Former Patients of Missing Personal Data

Pitt County Memorial Hospital in North Carolina is doing their best to find, locate and contact some 1700 former patients of its facility dating back to the 1980′s after a USB flash drive turned up missing.

Employees of Pitt County Memorial Hospital discovered the portable storage device was missing from its previous known location, and authorities are worried of the drive’s whereabouts. The information on it includes the Social Security numbers of past patients and could result in serious identity theft if left in the wrong hands.

Currently the Pitt County Memorial Hospital is trying to notify all patients whose information may be at risk due to this breach of data, but if you have any questions, they do have a breach hotline set up at 1-877-676-0376 if you have any questions or concerns regarding this incident. Identity theft protection services are highly encouraged for former patients of the Pitt County Memorial Hospital.

Personally Identifiable Information Found in Palm Springs Dumpster

No wonder people like to dumpster dive–it’s amazing what you’ll find. And when it comes to identity theft, they’re the place to be for personal information disposed of improperly.

For example, a company called CLP Skilled Trade Solutions in Palm Springs, Florida is under investigation after an employee of the next-door business operation found a dumpster full of boxes and old documents containing everything from Social Security cards, tax paperwork, and copies of driver’s licenses.

The Palm Springs police were called out to the scene, and they quickly removed the files to have them disposed of properly. In the meantime, the regional director of the company was contacted and stated he knew nothing about the dumped files.

It is unknown how long the files were in the dumpster and how they got there, but authorities know now that the information will be properly destroyed. In regards to any information that was at risk, officers have not received any information that the documents were used to commit a crime, but they highly recommend credit monitoring services to catch any strange or unusual activity.

Largest Release of Personal Information by the Government Leaves some 70 Million Veterans Vulnerable

The National Archives and Records Administration released information of government irresponsibility when it came to protecting personally identifiable information.

eVetRecs, a system veterans use to obtain personal information and past records, had a hard drive fail a year ago. The hard drive was sent to a contractor for repair without cleaning the information off. The contractor then sent the hard drive to another firm to have it recycled, and the hard drive is nowhere to be found.

Although the NARA has company rules in place to magnetically destroy used drives, they are unsure how many past drives were sent out for repair with sensitive data in the past, available to just about anyone.

It is highly recommended that those who may be affected participate in an identity theft protection service to keep tabs on their credit for suspicious and unusual activity.

Massachusetts Health Care Providers’ Social Security Numbers At Risk After Laptop Theft

Blue Cross Blue Shield is currently investigating a laptop theft after realizing unauthorized data was available on the laptop due to a company violation performed by an employee.

Some 39,000 physicians and other health care providers had their information put at risk due to the file being accessible on the stolen laptop, and because most tax ID numbers are Social Security Numbers, these doctors’ personal and financial future could be put on hold due to identity theft and fraud.

The information was misused by an employee who violated company rules and downloaded the information, unencrypted, onto a personal laptop. At this time, action has been taken, but Jeff Smokler, the national Blue Cross Blue Shield spokesman, did not talk further regarding what has been done.

Currently, Blue Cross Blue Shield is contacting all the physicians and notifying them of the data breach, as well as providing them with one year of free credit monitoring services. This may put their fears at ease, but it will definitely not keep them from wondering who has their personal information and what may or may not be done with it.

United States Postal Service Worker Arrested

Allen Pitman, 54, of San Diego County, California, was arrested after detectives found numerous gift carts, debit cards, and other stolen mail, including W-2 documents and Social Security information, at his home.

It is believed that he had been stealing the mail during his four years of working for the United States Postal Service in Santee, California.

It is unknown at this time how many people were affected by this unfortunate offense. Needless to say, if you were on his route you better place fraud alerts or a credit freeze on your accounts or enroll in an identity theft protection service.